The easiest and quickest way to get a loan
In less than 15 minutes you can easily apply for a loan, anywhere between $500 and $1200, online and paper-free !
Our Approach
Three easy steps is all it takes to get a loan quickly and securely.- Apply online easily Fill out a short form online and you’re on your way, without the need for credit checks!
- We process your request You’ll be contacted by one of our experts within minutes of submitting your request to finalize your loan.
- You’re approved! Upon approval your money will be deposited into your account via Interac transfer the same day.
Easy to obtain, easy to repay… your way!
You can choose from several plans to reimburse your loan : 3, 6 or 12 payments, whatever fits your needs best.
When life gets hard, we make it easy
We’re dedicated to making it easy for you to get a loan when life gets hard and you need money, quickly. When life throws you a curveball, we’re here to help!
Our rate
Our loans are for a minimum of 90 days and a maximum of 180 days. The financial institutions we work with offer an annual interest rate (APR) of 29%. If unpaid, the applicable interest rate is 2,66% per month (28% per year). A loan of $720 payable every two weeks and repayable in 6 payments will incur $141.97 per payment for a total amount of $847.38 and $58.54 in interest. This information is provided as an example and takes into account the brokerage fees added to the principal amount borrowed. The renewal of your loan is not automatic, you must request it. There is a $55 service charge for insufficient funds. In the event of non-payment, a collection agency will call you. There is a service charge if your loan is accepted.Collection and credit scoring
Our company complies with Canadian laws, regulations and legal standards. If a particular situation arises during your repayment period, our collection department will work out a repayment agreement with you based on your situation. If the debtor defaults on any of the repayments under this agreement, the creditor may demand payment in full of any unpaid balance, principal, interest and costs. All judicial and extrajudicial costs that may reasonably be incurred by the creditor due to defects in a contract by the debtor will be claimed and returned to the creditor by the debtor. In the event that no payment agreement is possible between the debtor and the creditor, the creditor may assign the file to a collection agency, which may affect the debtor’s credit rating or credit score.Be responsible!
Short-term loans may prove an attractive solution if they are used responsibly. Short-term loans have higher interest rates than average, but they can be useful on an occasional basis and when no other options at lower rates are available. However, taking out several loans of this kind may lead to an overly high debt load and considerable financial difficulties.
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9435-1582 Québec inc., 511-905 av. Plymouth Mont-Royal (Québec) H4P1B2, Canada
514.591.6049